Unlock new services and revenue streams
The key to business growth
Explore the endless possibilities of Open Banking with EnableNow's reliable software. Take advantage of the benefits of PSD2, with full privacy protection.
Your partner in Open Banking
With EnableNow you have the ideal knowledge partner in Open Banking at your side. We help you understand the complex world of financial innovation and provide reliable software solutions to fully leverage the opportunities of PSD2. Trust our expertise to help you move forward in the rapidly evolving financial sector.
Together we open the doors to new possibilities!
Services
Unlock new possibilities for your business
Transactions
Direct insight into your customers' banking transactions.
Bank transactions show the actual financial situation of a customer. Net income, fixed costs, spending patterns, life events and much more. The transactions are standardized and ready to use. With the improved insight you give your customer an even better experience.
Data enrichment
More insight thanks to categorized transaction data.
After retrieving the transactions, they are automatically assigned the correct category. Think of salary, utilities, insurance, taxes, etc. This provides even more insight and makes the data easier to analyze and use in reports.
Income check
The actual net disposable income on a silver platter.
No more digging through documents, but immediate access to the net disposable income, including any other sources of income. Verified transaction information speeds up the application process. Bank transactions are the key to the actual truth behind the paper truth.
Expense check
Fixed costs, leisure activities, credits, student debts and more thanks to the expenditure check.
No matter how high your income is, irresponsible spending patterns still pose a risk. Insight into (monthly) expenses can help consumers manage their budget, help credit companies make better choices, provide fixed costs to suppliers proactive savings advice and more.
Pattern recognition
Discover recurring costs and recurring income in an accessible way.
A pattern exists if comparable amounts are credited or debited from the same account number at comparable times. Thanks to pattern recognition, we automatically filter out recurring transactions and present them in a clear diagram.
Risk analysis
Assess an applicant's repayment capacity and even willingness to repay as agreed.
Bank transactions provide quick insight into the actual financial scope an applicant has to repay a loan. Transactions also show important indicators to measure willingness to pay. How many refunds are there? Are there transactions from bailiffs' offices? Are periodic invoices paid on time or always late? Better insight into the applicant's financial resources and behavior allows a better assessment of creditworthiness.
Applications
Discover how to use our Open Banking solutions for your situation.
Debt collection
Smart, tailor-made payment arrangement.
Collection becomes easier and more efficient with EnableNow, thanks to real-time insight into the financial situation of debtors. Using bank transactions, EnableNow offers advanced capabilities for collection companies to offer customized payment plans. EnableNow's risk analysis and behavioral measurement help assess debtors' repayment capacity and willingness, allowing collection agencies to develop smarter and more effective strategies.
Leer over Open Banking in ons kennisportaal
- 15-12-2023
- 3 min
The FinTech sector has experienced explosive growth over the past decade. Innovation in the financial industry is advancing rapidly, with FinTech startups increasingly at the forefront of this innovation. Recently, EY, a leading global organization in assurance, advisory, tax, and transactions, published an insightful report commissioned by the Ministry of Finance, providing an overview of the current state of the Dutch FinTech industry for the year 2023. In this article, we take a look at some highlights and insights from this report.
- 12-09-2023
- 3 min
In the world of digitalization and data-driven marketing, businesses are constantly looking for new ways to gain insights into their customers' behavior in order to offer personalized services. With the introduction of PSD2 and open banking, an unprecedented opportunity has arisen for companies to collect and analyze transaction data for marketing purposes. In this article, we will explore how PSD2 can serve as a powerful marketing tool by providing insights into customer purchasing behavior and creating effective customer profiles.
Discover the possibilities of Open Banking for your organization!
Curious about how EnableNow can help you benefit from the possibilities that PSD2 offers? Contact us without obligation!
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