We are proud to share that EnableNow is partnering with RiskQuest. By joining forces, we can now provide our customers with real-time insight into transaction data via the RiskQuest Navigator dashboard. On top the RiskQuest algorithm can automatically calculate credit risk.
The RiskQuest Navigator is an innovative tool that can label and categorize transaction data based on a strong algorithm for both the retail and corporate market. The results are displayed in a clear dashboard (see image). This dashboard provides in-depth insight into the account holder's income, expenses, withdrawals, deposits and even life events such as unemployment or retirement. The combination of analysis leads to a credit score based on payment behavior, income and fixed expenses.
EnableNow is the Open Banking platform in the Netherlands. We help our customers to gain smart insights based on transaction data. Thanks to our focus on the Netherlands, we provide an Open Banking platform that seamlessly matches the specific characteristics of the Dutch market.
With the help of RiskQuest's knowledge and technology, we can now offer our clients an in-depth credit risk analyses. In the EnableNow/RiskQuest combination, EnableNow takes care of the customer journey and the connection with the bank. RiskQuest provides the data analysis and the dashboard. This combination is ideal for organizations that want to quickly gain insight into credit risk, such as factoring companies, credit and mortgage providers.
With over 15 years of experience in credit risk models, RiskQuest is a leading specialist in credit risk analyses, fraud detection and data enrichment. RiskQuest works for the largest banks in the Netherlands and has an extremely strong team of financial professionals and developers.
We look forward to a long-term collaboration with the motivated team of RiskQuest. Want to know more of what this partnership could mean for your organization? Then please contact us.
In the world of digitalization and data-driven marketing, businesses are constantly looking for new ways to gain insights into their customers' behavior in order to offer personalized services. With the introduction of PSD2 and open banking, an unprecedented opportunity has arisen for companies to collect and analyze transaction data for marketing purposes. In this article, we will explore how PSD2 can serve as a powerful marketing tool by providing insights into customer purchasing behavior and creating effective customer profiles.
Analyzing potential customers by credit providers primarily involves assessing creditworthiness. EnableNow, in collaboration with RiskQuest, offers a powerful set of tools to map the financial stability of a consumer or business based on bank transactions. In this article, we will explain how bank transactions can be used to better analyze customers, with the aim of making credit provision more efficient while mitigating risks.
Curious about how EnableNow can help you benefit from the possibilities that PSD2 offers? Contact us without obligation!+31 (0)73 - 2340069Contact us